Selecting a Checking Account


Account Name Free Checking Premium Checking
It’s Right For You If: You want a simple, no hassle checking account. You carry a higher balance and want to earn dividends.
Account Highlights No minimum balance required. No hidden fees. Competitive dividends and low minimum balance requirements. No per check fee.
Automatic transfer from Savings to cover overdrafts. Yes Yes
Free eStatements Yes Yes
ATM Transactions at Foreign ATMs without FedChoice Fee Yes Yes
Free Debit/Credit POS Purchases1 Yes Yes
Unlimited Account Access Yes Yes
Unlimited Check Writing Yes Yes
VISA® Debit Card Yes Yes
Free Notary Service Yes Yes
Personal Line-of-Credit and Overdraft Protection2 Yes Yes
Dividend Earning No Yes
Minimum Balance Requirement No Yes-$500 Daily Minimum Balance Required
Direct Deposit Required No No

1Members may use the cash back option where available as a free way to get cash.

2Members must apply separately for the Instant Access Line-of-Credit and Overdraft Protection.

All information subject to change without notice.