Fedchoice Federal Credit Union - Altogether Better


Checking & Savings


Select Your Checking Account

Account Name Free Checking Premium Checking eChecking
It’s Right For You If: You want a simple, no hassle checking account. You carry a higher balance and want to earn dividends. You bank online or by phone and don’t rely on Financial Service Center visits.
Account Highlights No minimum balance required. No hidden fees. Competitive dividends and low minimum balance requirements. No per check fee. No minimum balance required. A $3 monthly REWARD1 (must meet criteria). $5 discount on check reorders.
Automatic transfer from Savings to cover overdrafts.2 Yes Yes Yes
Free eStatements Yes Yes Yes
ATM Transactions at Foreign ATMs without FedChoice Fee Yes Yes Five per month
Free Debit/Credit POS Purchases3 Yes Yes Yes
Unlimited Account Access Yes Yes Yes
Unlimited Check Writing Yes Yes Yes
First Set of Checks Free Yes Yes Yes
Free Loan by Phone Applications Yes Yes Yes
VISA® Debit Card Yes Yes Yes
Free Notary Service Yes Yes Yes
Personal Line-of-Credit and Overdraft Protection4 Yes Yes Yes
Dividend Earning No Yes No
Minimum Balance Requirement No Yes-$500 Daily Minimum Balance Required No
Direct Deposit Required No No No

1eChecking account criteria: Electronic transactions only for deposits and withdrawals via ATMs, VISA® Debit Card, FedChoice FoneTeller, FedChoice Online, BillPay Service and/or mail (no branch visits). If the account criteria is not met, the account does not receive the $3.00 and incurs a $10.00 fee for that month.

2Regulation D limits apply.

3Members may use the cash back option where available as a free way to get cash.

4Members must apply separately for the Instant Access Line-of-Credit and Overdraft Protection.

All information subject to change without notice.

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