Cash Back Checking Account



Cash Back Checking

Earn up to $25.00 each month with our Cash Back Checking!

You can bank on earning cash back — from cable bills and groceries to home repairs and gas. When you make 15+ purchases during a monthly qualification cycle using your FedChoice debit card, you can enjoy all the benefits a Cash Back Checking account has to offer. Why settle for standard checking when you can put your money to work for you?

Banking that checks all the right boxes:

Cash back deposited directly to your account - you can earn up to $25 each month!

No direct deposit or minimum balance requirements  

Get your funds up to two days earlier with Early Payroll Deposits!

√ Make secure payments using digital wallets such as Apple Pay®, Google Pay® and Samsung Pay®

√ ​Banking on the go -  use eBanking through your mobile device or a browser

Other features include:

FedChoice Debit Card 12132021

Use your Debit Card to make purchases and earn cash back.**

  • Free FedChoice BillPay Service when you sign up for free eStatements and maintain an active checking account
  • Opt-In for automatic transfers from savings to cover overdrafts
  • Overdraft protection via a personal line-of-credit (available upon approval)
  • Five free monthly ATM transactions at non-FedChoice ATMs*
  • Free Visa® Debit Card

*Surcharges from the other ATM owners may be imposed.

** With Cash Back Checking, the maximum award of .50% cash back (up to $25.00 per monthly qualification cycle) may be earned. The minimum balance required for all checking and debit card accounts is zero ($0.00). Fees could reduce earnings.  To earn cash back, enrollment to receive eStatements is required. Refer to the FedChoice Membership and Account Agreement posted on our website for details regarding applicable activity requirements. 

Looking to order checks? Here are a few of your options! If you're placing your initial order for checks, visit your local Financial Service Center, contact us via secure email within eBanking or call us at 301.699.6151. If you're placing a reorder, get started now.

Already a member? Opening your new Checking Account is easy.
Just visit the nearest Financial Service Center or call us at
301.699.6151 • 800.969.6151.
Click here to find a convenient Financial Service Center location.


Rates at a glance

Loan Rates

Deposit Rates

Fed Choice