The following navigation utilizes arrow, enter, escape, and space bar key commands. Left and right arrows move through main tier links and expand / close menus in sub tiers. Up and Down arrows will open main tier menus and toggle through sub tier links. Enter and space open menus and escape closes them as well. Tab will move on to the next part of the site rather than go through menu items.
FedChoice Can Help You:
No need to visit multiple dealerships to find your dream car. With our Car Buying Service, you can view thousands of new and pre-owned vehicles from wherever you are. Find the car you want, and get guaranteed, hassle-free pricing!
With low rates and flexible terms, you can find a loan that fits your need! Want to pay your car off quickly? We can help! Prefer to take your time? We can help with that, too. Plus, choose your payment date and take up to 90-days before making your first payment.
Have your financing approved before you even set foot into a dealership - make your buying experience easier than ever!
With low rates like the ones here at FedChoice, refinancing your auto loan from another lender could help you to lower monthly payment, or pay off your loan faster.
Ready to save? Our partners at TruStage® Auto Insurance help members save an average of $665.* Plus, with benefits like Multi-Car discount and Claims-Free discount, you could save even more.
Add-on services like GAP (Guaranteed Asset Protection) and Mechanical Breakdown Protection give you even more protection for your ride.
When you finance a used car with FedChoice, you'll get a free CarFax Vehicle History Report. That way, you can minimize your risk and avoid cars with hidden problems.
The following rates are effective on December 1, 2023 and subject to change without notice. For updated information, inquire at any FedChoice Financial Service Center (FSC) location or contact our Member Care Center at 301.699.6151 • 800.969.6151.
If you don’t see what you need, please contact us to discuss how we can help you.
Financing Up to 125% of MSRP or NADA Clean Retail — Including tax, title and warranty products.^
All loans must be current & have satisfactory payment history.
New = never titled and less than 12,000 miles, Used = previously titled.
*APR = Annual Percentage Rate
**APR is based on evaluation of applicant's credit. Your actual APR may vary. Not all will qualify for the lowest rate. Not all will be approved.
~ New and Used Motorcycle loans are limited to 60 months.
^ Other conditions may apply.
+Late Model is considered older than 10 model years. Financing up to 100% of NADA Clean Retail - Including tax, title and warranty products. Other conditions may apply.
Current to Five Years Old
Max. 72 months if over $15,000
Max. 60 months if over $5,000
Six and Seven Years Old
Max. 48 Months
Eight to Ten Years
Max. 36 Months
Over Ten Years Old
Max. 36 Months