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Selecting Your New Checking Account

 

Account Name

Cash Back Checking

High Yield Checking

Debit Account

Right for You If

You want to earn cash back when you use your debit card and order checks as needed

You want to carry a higher balance and earn higher dividends

You want to earn cash back when you use your debit card and don't need to order checks

Account Highlights

No minimum balance/no direct deposit requirements

No minimum balance/no direct deposit requirements

No minimum balance/no direct deposit requirements

Account Requirements

eStatements

eStatements

eStatements

 

15+ Debit Card Purchases per monthly qualification cycle to earn cash back

15+ Debit Card Purchases  to earn higher dividends (spend at least $500) per monthly qualification cycle

15+ Debit Card Purchases per monthly qualification cycle to earn cash back

Cash Back Rewards

.50% (up to $25.00) per monthly qualification cycle*

Not Available

.50% (up to $25.00) per monthly qualification cycle*

Higher Dividends

Dividends Not Available

3.00% APY on balances up to $10,000*

Dividends Not Available

Visa® Debit Card

Yes

Yes

Yes

Mobile/Online eBanking

Yes

Yes

Yes 

Remote Deposit

Yes

Yes

Cash Deposits Only

BillPay

Yes

Yes

Not Available

Courtesy Pay/Overdraft Line-of-Credit

Yes

Yes

Not Available

       

 

* Refer to the FedChoice Membership and Account Agreement, which is posted on our website, regarding account activity requirements to earn rewards or higher dividends. APY=Annual Percentage Yield. The APY of 3.00% is effective as of 6/1/2022 and is subject to change after account opening. The minimum balance required to open any checking or debit account is $0.00. Fees could reduce earnings. Enrollment in eStatements is required to earn cash back or to receive the stated dividend rate for High Yield Checking.

All information subject to change without notice.