Select Your Checking Account
eStatements 15+ Debit Card Purchases per monthly qualification cycle to earn cash back eStatements 15+ Debit Card Purchases to earn higher dividends (spend at least $500) per monthly qualification cycle eStatements 15+ Debit Card Purchases per monthly qualification cycle to earn cash back
Account Name
Cash Back Checking
High Yield Checking
Debit Account
Right For You If
You want to earn cash back when you use your debit card & order checks as needed
You want to carry a higher balance & earn higher dividends
You want to earn cash back when you use your debit card & don't need to order checks
Account Highlights
No minimum balance/no direct deposit requirements
No minimum balance/no direct deposit requirements
No minimum balance/no direct deposit requirements
Account Requirements
Cash Back Rewards
.50% (up to $25.00) per monthly qualification cycle*
Not Available
.50% (up to $25.00) per monthly qualification cycle*
Higher Dividends
Dividends Not Available
3.00% APY on balances up to $10,000*
Dividends Not Available
Visa Debit Card
Yes
Yes
Yes
Mobile/Online eBanking
Yes
Yes
Yes
Remote Deposit
Yes
Yes
Cash Deposits Only
BillPay
Yes
Yes
Not Available
Courtesy Pay/Overdraft Line-of-Credit
Yes
Yes
Not Available
All information subject to change without notice.
* Refer to the FedChoice Membership and Account Agreement, which is posted on our website, regarding account activity requirements to earn rewards or higher dividends. APY=Annual Percentage Yield. The APY of 3.00% is effective as of 6/1/2022 and is subject to change after account opening. The minimum balance required to open any checking or debit account is $0.00. Fees could reduce earnings. Enrollment in eStatements is required to earn cash back or to receive the stated dividend rate for High Yield Checking.