Selecting a Checking Account | FedChoice Federal Credit Union

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**Selecting Your New Checking Account**
Account Name	Cash Back Checking	High Yield Checking	Debit Account
Right for You If	You want to earn cash back when you use your debit card and order checks as needed	You want to carry a higher balance and earn higher dividends	You want to earn cash back when you use your debit card and don't need to order checks
Account Highlights	No minimum balance/no direct deposit requirements	No minimum balance/no direct deposit requirements	No minimum balance/no direct deposit requirements
Account Requirements	eStatements	eStatements	eStatements
	15+ Debit Card Purchases per monthly qualification cycle to earn cash back	15+ Debit Card Purchases to earn higher dividends (spend at least $500) per monthly qualification cycle	15+ Debit Card Purchases per monthly qualification cycle to earn cash back
Cash Back Rewards	.50% (up to $25.00) per monthly qualification cycle*	Not Available	.50% (up to $25.00) per monthly qualification cycle*
Higher Dividends	Dividends Not Available	3.00% APY on balances up to $10,000*	Dividends Not Available
Visa^®Debit Card	Yes	Yes	Yes
Mobile/Online eBanking	Yes	Yes	Yes
Remote Deposit	Yes	Yes	Cash Deposits Only
BillPay	Yes	Yes	Not Available
Courtesy Pay/Overdraft Line-of-Credit	Yes	Yes	Not Available

_{* Refer to the FedChoice Membership and Account Agreement, which is posted on our website, regarding account activity requirements to earn rewards or higher dividends. APY=Annual Percentage Yield. The APY of 3.00% is effective as of 6/1/2022 and is subject to change after account opening. The minimum balance required to open any checking or debit account is $0.00. Fees could reduce earnings. Enrollment in eStatements is required to earn cash back or to receive the stated dividend rate for High Yield Checking.}

All information subject to change without notice.

Selecting Your New Checking Account